You won’t be surprised, with clear terms and our commitment to transparency and 4. You will be set up for success, with a free financial assessment that includes cash flow analysis 3. You (the customer) can make informed decisions, with a free debt consultation 2. These benefits are in place with the Freedom Debt Relief Promise, which has four components in total that help assure that 1. Learn much more from this article about the differences between credit counseling, debt settlement and bankruptcyįreedom Debt Relief has various benefits in place to assure that customers are placed at the center of everything we do, and that Freedom Debt Relief is the solution recommended only when it is truly the best fit for the customer’s needs and circumstances. Freedom Debt Relief does not control your money and when/how the money is distributed to creditors - everything must be approved by you, the consumer.īankruptcy is a court-ordered plan in which you either surrender assets or pay into a plan to discharge some or all of your debts. With debt settlement, and specifically Freedom Debt Relief, you the consumer approve all actions by Freedom Debt Relief - i.e. They may be willing to do so if you cannot afford to repay the full amount. Credit counselors control your (the consumer’s) money and when/how the money is distributed to the creditors.ĭebt settlement means convincing your creditors to accept less than you owe as payment in full. Counselors can enroll you in a debt management plan where they typically lower your interest rates and set up a payment schedule, to simplify debt repayment and make it more affordable. In addition to only charging fees when FDR delivers settlements, the Program Guarantee states that when a customer graduates or leaves the program, FDR will refund fees if their settlement and fees are more than the amount they originally owed when they enrolled in the program.Ĭredit counseling can help you learn to budget and stop overspending. Each customer has a Program Guarantee that Freedom Debt Relief succeeds only when our customers succeed. Each customer is fully informed at each step of the process. Each customer receives a personalized assessment and recommendation of the course of action that offers the best opportunity for consumers to achieve their financial goals. Each prospective customer has an opportunity to learn about their debt relief options, even those beyond our services. This promise is called the Freedom Debt Relief Promise and it assures that: 1. Lastly, Freedom Debt Relief formally has a promise to customers in place to ensure that we deliver results to our customers. We are an established employer with 1,300+ US employees in AZ, CA, and TX. We have a team of committed experts working on your side: 550+ certified debt consultants, 200+ debt negotiators, and 350+ customer service representatives. We have resolved over $15 billion in debt. Since 2002, over 850,000 clients have been served by the Freedom Debt Relief program. Freedom Debt Relief is an established leader in debt resolution.
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